Get Approved Today

Finance your next vehicle at Ray's Motor Sales

Find A Vehicle

Search Ray's Motor Sales Inventory

Find Your Car

Find Your Car

View our vehicle inventory here at Ray's Motor Sales to start your vehicle Search

Start Shopping
Get Pre-Qualified

Get Pre-Qualified

Getting Pre-Qualified for a Bad Credit Used Car Loan Takes Less than 2 minutes. Get Started Today!

Apply Now
Make A Payment

Make A Payment

Make a payment today with our fast easy and convenient online payment tool at Ray's Motor Sales.

Make Payment
Contact Us

Contact Us

Questions? Comments? Not sure where to begin? Contact Ray's Motor Sales so we can simplify your vehicle search.

Contact Us

Ray's Motor Sales

Buy Here Pay Here Used Car Dealership

Ray's Motor Sales is a Buy Here Pay Here Used Car Dealership located in Lake Wales, Florida. We offer bad credit car loans to customers of all credit types. Our buy here pay here dealership serves Polk County and all its communities such as Lake Wales, Lakeland, Bartow, Haines City, Winter Haven, Auburndale, Davenport, and the Four Corners area. If you have any questions about our used car dealership, please call or text 863-676-6321

Buy With Confidence

Buy With Confidence

A car is a big purchase. You can rest easy buying from Ray's Motor Sales knowing that your purchase is backed by a 3 Month/3,000 Mile Limited Warranty.

Inspected & Serviced

Inspected & Serviced

Every vehicle we purchase goes through a rigorous and thorough inspection. Further, each vehicle is personally test driven by the owner to ensure proper functioning.

No Haggle Pricing

No Haggle Pricing

No need to wonder what our prices are! They are clearly listed on every window and every vehicle page here online. No waiting for a salesman to talk to a manager. It's honest & transparent!

In & Out Fast

In & Out Fast

Nobody wants to spend a whole day at a car dealership. We get it! Our process allows us to make lightning fast financing decisions and have your car deal done in approximately one hour!

Budget Friendly Financing

Budget Friendly Financing

We know you work hard for your money. That's why we offer low down payments and low monthly payments. We are almost always more affordable than the guys you see on TV!

Buy Here, Pay Anywhere

Buy Here, Pay Anywhere

We know that life is busy, and it can be hard to stop by the dealership to make your payments. That's why we offer online and recurring payments for your convenience. It's available to you 24/7!

Financing Customized For YOU.

You work hard for your money. We work hard to make sure you can keep more of it. Our customer scoring models allow us to offer you the best possible credit terms, instead of set terms per vehicle. This ensures you get the best deal possible!

Get Pre-Qualified Now

Testimonials

Contact Us Today